{"id":119,"date":"2025-01-03T14:49:49","date_gmt":"2025-01-03T14:49:49","guid":{"rendered":"http:\/\/localhost\/wordpress\/?page_id=119"},"modified":"2025-01-06T06:51:46","modified_gmt":"2025-01-06T06:51:46","slug":"educacao-financeira-com-a-manjo-microcredito","status":"publish","type":"page","link":"https:\/\/mj.co.mz\/?page_id=119","title":{"rendered":"Educa\u00e7\u00e3o Financeira com a MANJO Microcr\u00e9dito"},"content":{"rendered":"\n<div class=\"wp-block-group has-theme-2-color has-text-color has-link-color wp-elements-a40665fb9ae842fa886f21efe007b359 is-layout-constrained wp-container-core-group-is-layout-1b0b5e6d wp-block-group-is-layout-constrained\" style=\"margin-top:0px;margin-bottom:0px;padding-right:30px;padding-left:30px\">\n<p style=\"line-height:1.6\">Na MANJO Microcr\u00e9dito, acreditamos que a educa\u00e7\u00e3o financeira \u00e9 a base para construir um futuro s\u00f3lido e sustent\u00e1vel. Com o conhecimento certo, \u00e9 poss\u00edvel tomar decis\u00f5es informadas, administrar melhor os recursos e transformar sonhos em realidade.<\/p>\n\n\n\n<p style=\"line-height:1.6\">A nossa miss\u00e3o vai al\u00e9m de oferecer cr\u00e9dito e poupan\u00e7a \u2013 estamos comprometidos em capacitar indiv\u00edduos e comunidades para gerir suas finan\u00e7as de forma eficiente.<\/p>\n\n\n\n<div style=\"height:29px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p style=\"line-height:1.6\"><strong>O Que \u00e9 Educa\u00e7\u00e3o Financeira?<br><\/strong>Educa\u00e7\u00e3o financeira \u00e9 o processo de adquirir conhecimentos e habilidades para gerenciar o dinheiro de forma consciente e estrat\u00e9gica. Isso inclui entender conceitos como or\u00e7amento, poupan\u00e7a, investimentos, cr\u00e9dito e consumo respons\u00e1vel.<\/p>\n\n\n\n<p style=\"line-height:1.6\">Na MANJO Microcr\u00e9dito, oferecemos orienta\u00e7\u00e3o pr\u00e1tica e acess\u00edvel para que todos possam dominar esses princ\u00edpios e aplic\u00e1-los no dia a dia.<\/p>\n\n\n\n<div style=\"height:29px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p style=\"line-height:1.6\"><strong>Porqu\u00ea a Educa\u00e7\u00e3o Financeira \u00e9 Importante?<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li style=\"line-height:1.6\"><strong>Redu\u00e7\u00e3o de D\u00edvidas<\/strong>: Evita o endividamento desnecess\u00e1rio e ajuda a controlar despesas.<\/li>\n\n\n\n<li style=\"line-height:1.6\"><strong>Planejamento para o Futuro<\/strong>: Facilita a realiza\u00e7\u00e3o de objetivos a longo prazo.<\/li>\n\n\n\n<li style=\"line-height:1.6\"><strong>Empoderamento<\/strong>: D\u00e1 autonomia para tomar decis\u00f5es financeiras informadas.<\/li>\n\n\n\n<li style=\"line-height:1.6\"><strong>Crescimento Econ\u00f3mico<\/strong>: Promove comunidades mais sustent\u00e1veis e resilientes.<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-container-core-group-is-layout-c3247fb9 wp-block-group-is-layout-constrained\" style=\"margin-top:0px;margin-bottom:0px;padding-right:30px;padding-left:30px\">\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-4d61c9d5bcadb29cd7a78f90f507c75e\" style=\"color:#e1181f\">Nossos Programas de Educa\u00e7\u00e3o Financeira<\/h2>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-theme-2-color has-text-color has-link-color wp-elements-e3a64e67c3e52168586c7a42d9f45efd is-layout-constrained wp-container-core-group-is-layout-7c3f3d2e wp-block-group-is-layout-constrained\" style=\"padding-right:30px;padding-left:30px\">\n<h2 class=\"wp-block-heading has-theme-0-color has-text-color has-link-color wp-elements-d06d7b1c59c4b90724bb73e04af73dca\" style=\"font-size:25px\">Sess\u00f5es de Forma\u00e7\u00e3o Comunit\u00e1ria<\/h2>\n\n\n\n<div style=\"height:29px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-media-text is-stacked-on-mobile\" style=\"grid-template-columns:33% auto\"><figure class=\"wp-block-media-text__media\"><img fetchpriority=\"high\" decoding=\"async\" width=\"303\" height=\"166\" src=\"https:\/\/mj.co.mz\/wp-content\/uploads\/2025\/01\/Credito_emergencia-1.jpg\" alt=\"\" class=\"wp-image-98 size-full\" srcset=\"https:\/\/mj.co.mz\/wp-content\/uploads\/2025\/01\/Credito_emergencia-1.jpg 303w, https:\/\/mj.co.mz\/wp-content\/uploads\/2025\/01\/Credito_emergencia-1-300x164.jpg 300w\" sizes=\"(max-width: 303px) 100vw, 303px\" \/><\/figure><div class=\"wp-block-media-text__content\">\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\" style=\"padding-top:20px;padding-bottom:20px\">\n<p style=\"padding-top:0px;padding-bottom:0px;line-height:1.6\">Organizamos forma\u00e7\u00f5es pr\u00e1ticas em comunidades, escolas e grupos empresariais para disseminar conhecimentos sobre finan\u00e7as pessoais e empresariais.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li style=\"line-height:1.6\"><strong>Temas abordados<\/strong>:\n<ul class=\"wp-block-list\">\n<li style=\"line-height:1.6\">Como criar e seguir um or\u00e7amento.<\/li>\n\n\n\n<li>Import\u00e2ncia da poupan\u00e7a regular.<\/li>\n\n\n\n<li>Como evitar o endividamento excessivo.<\/li>\n\n\n\n<li style=\"line-height:1.6\">Estrat\u00e9gias para alcan\u00e7ar metas financeiras.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/div>\n<\/div><\/div>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-theme-8-color has-alpha-channel-opacity has-theme-8-background-color has-background is-style-wide\" style=\"margin-top:var(--wp--preset--spacing--30);margin-bottom:var(--wp--preset--spacing--30)\"\/>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-theme-2-color has-text-color has-link-color wp-elements-3dcf57e007359abf47c98aef95e24a72 is-layout-constrained wp-container-core-group-is-layout-7c3f3d2e wp-block-group-is-layout-constrained\" style=\"padding-right:30px;padding-left:30px\">\n<h2 class=\"wp-block-heading has-theme-0-color has-text-color has-link-color wp-elements-11bac904e8823400954f9fd1b06f60dc\" style=\"font-size:25px\">Consultoria Financeira Personalizada<\/h2>\n\n\n\n<div style=\"height:29px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-media-text is-stacked-on-mobile\" style=\"grid-template-columns:33% auto\"><figure class=\"wp-block-media-text__media\"><img fetchpriority=\"high\" decoding=\"async\" width=\"303\" height=\"166\" src=\"https:\/\/mj.co.mz\/wp-content\/uploads\/2025\/01\/Credito_emergencia-1.jpg\" alt=\"\" class=\"wp-image-98 size-full\" srcset=\"https:\/\/mj.co.mz\/wp-content\/uploads\/2025\/01\/Credito_emergencia-1.jpg 303w, https:\/\/mj.co.mz\/wp-content\/uploads\/2025\/01\/Credito_emergencia-1-300x164.jpg 300w\" sizes=\"(max-width: 303px) 100vw, 303px\" \/><\/figure><div class=\"wp-block-media-text__content\">\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\" style=\"padding-top:20px;padding-bottom:20px\">\n<p style=\"line-height:1.6\">Disponibilizamos servi\u00e7os de consultoria individual (presencial e online) para clientes que desejam orienta\u00e7\u00e3o espec\u00edfica.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li style=\"line-height:1.6\"><strong>Objetivo<\/strong>: Identificar desafios financeiros e criar planos pr\u00e1ticos para super\u00e1-los.<\/li>\n\n\n\n<li style=\"line-height:1.6\"><strong>Benef\u00edcios<\/strong>:\n<ul class=\"wp-block-list\">\n<li>Atendimento personalizado.<\/li>\n\n\n\n<li>Ferramentas para planeamento financeiro.<\/li>\n\n\n\n<li>Acompanhamento cont\u00ednuo.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/div>\n<\/div><\/div>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-theme-8-color has-alpha-channel-opacity has-theme-8-background-color has-background is-style-wide\" style=\"margin-top:var(--wp--preset--spacing--30);margin-bottom:var(--wp--preset--spacing--30)\"\/>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-theme-2-color has-text-color has-link-color wp-elements-ec5eb3640e4d117425a4444b0ab5c233 is-layout-constrained wp-container-core-group-is-layout-7c3f3d2e wp-block-group-is-layout-constrained\" style=\"padding-right:30px;padding-left:30px\">\n<h2 class=\"wp-block-heading has-theme-0-color has-text-color has-link-color wp-elements-b34ff9c0776cb1e28d6a86357a4c7b6a\" style=\"font-size:24px\">Cursos Online e Materiais Educativos<\/h2>\n\n\n\n<div style=\"height:29px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-media-text is-stacked-on-mobile\" style=\"grid-template-columns:33% auto\"><figure class=\"wp-block-media-text__media\"><img fetchpriority=\"high\" decoding=\"async\" width=\"303\" height=\"166\" src=\"https:\/\/mj.co.mz\/wp-content\/uploads\/2025\/01\/Credito_emergencia-1.jpg\" alt=\"\" class=\"wp-image-98 size-full\" srcset=\"https:\/\/mj.co.mz\/wp-content\/uploads\/2025\/01\/Credito_emergencia-1.jpg 303w, https:\/\/mj.co.mz\/wp-content\/uploads\/2025\/01\/Credito_emergencia-1-300x164.jpg 300w\" sizes=\"(max-width: 303px) 100vw, 303px\" \/><\/figure><div class=\"wp-block-media-text__content\">\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\" style=\"padding-top:20px;padding-bottom:20px\">\n<p style=\"line-height:1.6\">Compreendemos a import\u00e2ncia de aprender no seu pr\u00f3prio ritmo. Por isso, desenvolvemos conte\u00fados digitais, como v\u00eddeos, guias e e-books, acess\u00edveis para todos.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li style=\"line-height:1.6\"><strong>Principais T\u00f3picos<\/strong>:\n<ul class=\"wp-block-list\">\n<li>Introdu\u00e7\u00e3o \u00e0 educa\u00e7\u00e3o financeira.<\/li>\n\n\n\n<li>Como gerir pequenos neg\u00f3cios.<\/li>\n\n\n\n<li>Poupan\u00e7a e investimentos.<\/li>\n\n\n\n<li>Planejamento para a reforma.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/div>\n<\/div><\/div>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-theme-8-color has-alpha-channel-opacity has-theme-8-background-color has-background is-style-wide\" style=\"margin-top:var(--wp--preset--spacing--30);margin-bottom:var(--wp--preset--spacing--30)\"\/>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-theme-2-color has-text-color has-link-color wp-elements-83be999af06e85a194571ba8f5e06511 is-layout-constrained wp-container-core-group-is-layout-7c3f3d2e wp-block-group-is-layout-constrained\" style=\"padding-right:30px;padding-left:30px\">\n<h2 class=\"wp-block-heading has-theme-0-color has-text-color has-link-color wp-elements-3ef34fa48596f0984f37bfb25305ae67\" style=\"font-size:24px\">Programas para Jovens e Crian\u00e7as<\/h2>\n\n\n\n<div style=\"height:29px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-media-text is-stacked-on-mobile\" style=\"padding-top:20px;padding-bottom:20px;grid-template-columns:33% auto\"><figure class=\"wp-block-media-text__media\"><img fetchpriority=\"high\" decoding=\"async\" width=\"303\" height=\"166\" src=\"https:\/\/mj.co.mz\/wp-content\/uploads\/2025\/01\/Credito_emergencia-1.jpg\" alt=\"\" class=\"wp-image-98 size-full\" srcset=\"https:\/\/mj.co.mz\/wp-content\/uploads\/2025\/01\/Credito_emergencia-1.jpg 303w, https:\/\/mj.co.mz\/wp-content\/uploads\/2025\/01\/Credito_emergencia-1-300x164.jpg 300w\" sizes=\"(max-width: 303px) 100vw, 303px\" \/><\/figure><div class=\"wp-block-media-text__content\">\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\" style=\"padding-top:20px;padding-bottom:20px\">\n<p style=\"line-height:1.6\">Investimos no futuro promovendo a educa\u00e7\u00e3o financeira desde cedo.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li style=\"line-height:1.6\"><strong>Objetivo<\/strong>: Ensinar os mais jovens a valorizar o dinheiro e entender conceitos b\u00e1sicos de economia.<\/li>\n\n\n\n<li style=\"line-height:1.6\"><strong>M\u00e9todo<\/strong>: Atividades interativas, jogos educativos e hist\u00f3rias sobre finan\u00e7as.<\/li>\n<\/ul>\n<\/div>\n<\/div><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Na MANJO Microcr\u00e9dito, acreditamos que a educa\u00e7\u00e3o financeira \u00e9 a base para construir um futuro s\u00f3lido e sustent\u00e1vel. Com o conhecimento certo, \u00e9 poss\u00edvel tomar decis\u00f5es informadas, administrar melhor os recursos e transformar sonhos em realidade. A nossa miss\u00e3o vai al\u00e9m de oferecer cr\u00e9dito e poupan\u00e7a \u2013 estamos comprometidos em capacitar indiv\u00edduos e comunidades para [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-119","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/mj.co.mz\/index.php?rest_route=\/wp\/v2\/pages\/119","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mj.co.mz\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/mj.co.mz\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/mj.co.mz\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/mj.co.mz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=119"}],"version-history":[{"count":22,"href":"https:\/\/mj.co.mz\/index.php?rest_route=\/wp\/v2\/pages\/119\/revisions"}],"predecessor-version":[{"id":216,"href":"https:\/\/mj.co.mz\/index.php?rest_route=\/wp\/v2\/pages\/119\/revisions\/216"}],"wp:attachment":[{"href":"https:\/\/mj.co.mz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=119"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}